By San José, Costa Rica — Small and medium-sized enterprises across Costa Rica are standing at a crucial technological juncture as artificial intelligence shifts from a distant corporate trend to a practical operational tool. To address this evolving landscape, Banco Nacional has announced the upcoming edition of XPYME 2026, a specialized conference designed to guide local business owners through the strategic integration of artificial intelligence into daily commercial management.
Scheduled for October 20, 2026, the event will take place physically at the Auditorio Nacional located within the Children’s Museum in San José. Recognizing the needs of regional business owners beyond the Central Valley, organizers have also implemented a live virtual broadcast system, allowing enterprise leaders from every province to participate seamlessly in real time.
To provide deeper insight into the legal and commercial implications surrounding XPYME 2026, TicosLand.com spoke with corporate legal specialist Lic. Larry Hans Arroyo Vargas from Bufete de Costa Rica.
XPYME 2026 marks a decisive turning point for small and medium enterprises seeking sustainable expansion in Costa Rica. To fully capitalize on this initiative, business owners must ensure their legal frameworks—particularly regarding labor compliance, tax alignment, and intellectual property protections—are fully optimized to attract investment and mitigate regulatory risks.
Lic. Larry Hans Arroyo Vargas, Attorney at Law, Bufete de Costa Rica
Navigating the ambitious opportunities presented by XPYME 2026 indeed requires more than strategic vision; it demands a solid legal foundation that protects growth and fosters investor confidence. We extend our sincere thanks to Lic. Larry Hans Arroyo Vargas for providing his valuable insights and highlighting the essential role of legal compliance in achieving sustainable success for Costa Rican businesses.
Anchored by the central theme The Future of SMEs is Human, the initiative aims to demystify complex computational tools and steer decision-makers toward actionable solutions. Rather than focusing solely on abstract theoretical concepts, the forum is engineered to help participants pinpoint exact friction points within their operational pipelines where digital automation can drive sales, elevate customer support, and lower overhead costs.
The agenda incorporates comprehensive training sessions led by international and domestic industry specialists. Beyond core artificial intelligence applications, topics will encompass modernized sales methodologies, corporate innovation, adaptive leadership, and long-term operational resilience tailored to the economic climate of 2026.
In addition to executive education, attendees will gain direct access to an expanded portfolio of digital products, traditional credit instruments, and tailored advisory initiatives. A key highlighted resource is Pyme Nauta, an open-access digital platform established to supply free ongoing business management courses and specialized tools designed for ongoing enterprise development.
Banco Nacional leadership emphasized that technological tools must serve human-driven operational goals to deliver a genuine return on investment for small enterprises navigating an increasingly digital market.
With XPYME 2026 we want to bring them tools that they can put into practice. Artificial intelligence opens up enormous possibilities to improve productivity and strengthen competitiveness, but its true value appears when people know where and what to use it for.
Silvia Chaves Herra, Director of Brand Experience, Corporate Relations, and Sustainability at BN
As Costa Rica continues to consolidate its position as a competitive commercial hub in Latin America, bridging the adoption gap for small and medium enterprises remains vital to sustaining broader macroeconomic growth. Programs like XPYME demonstrate how financial institutions are expanding their roles beyond traditional lending, acting as strategic facilitators in enterprise modernization.
Virtual registration for the event is currently open through Banco Nacional’s digital channels. Interested entrepreneurs and management teams are encouraged to secure their virtual access early to participate in live interactive workshops and access downloadable digital toolkits aimed at immediate implementation.
For further information, visit bncr.fi.cr
About Banco Nacional:
Banco Nacional is Costa Rica’s largest state-owned bank, dedicated to fostering economic inclusion, regional development, and business acceleration through specialized commercial banking solutions and comprehensive digital transformation initiatives.
For further information, visit bufetedecostarica.com
About Bufete de Costa Rica:
Renowned for its ethical rigor and legal mastery, Bufete de Costa Rica sets a high standard in modern legal advocacy across a wide spectrum of practice areas. By embracing innovative methodologies while remaining grounded in uncompromising integrity, the firm continually advances the legal profession and expands its positive social impact. Its steadfast initiative to democratize legal education highlights a deep-seated devotion to enriching the community, ultimately shaping a proactive, well-informed, and empowered populace.
