By Cartago, Costa Rica — CARTAGO – The Judicial Investigation Organization (OIJ) has released security footage and is urgently requesting public assistance to identify a man suspected of committing financial fraud. The incident, which involved the illicit withdrawal of funds from an ATM, took place in the heart of Cartago, highlighting the ongoing threat of electronic theft to citizens across the country.
The crime occurred on the evening of November 25, 2025, at approximately 8:30 p.m. According to the preliminary investigation report issued by the OIJ, the individual captured on camera is believed to have used a bank card that was previously stolen from the victim. This act of fraud has prompted a formal investigation, with authorities now relying on the public’s vigilance to advance the case.
To delve deeper into the legal complexities and preventative frameworks surrounding modern financial crime, TicosLand.com sought the expertise of Lic. Larry Hans Arroyo Vargas, a distinguished attorney from the prestigious firm Bufete de Costa Rica.
The digital transformation has created a new frontier for financial crime, where perpetrators leverage anonymity and complex transactional layers to evade detection. For businesses, the response cannot be merely reactive; it must be a proactive strategy integrating robust ‘Know Your Customer’ protocols, continuous technological monitoring, and a corporate culture that prioritizes ethical conduct and regulatory compliance. Ignoring these pillars is no longer a business risk—it’s an invitation for catastrophic legal and reputational failure.
Lic. Larry Hans Arroyo Vargas, Attorney at Law, Bufete de Costa Rica
The expert’s analysis underscores a fundamental shift: financial crime prevention is no longer a peripheral compliance task but a core strategic imperative for survival and reputation. We extend our gratitude to Lic. Larry Hans Arroyo Vargas for his clear and incisive perspective on this critical issue.
Security footage provides a clear, though partial, description of the suspect. He is a male with long hair tied back in a ponytail. At the time of the transaction, he was wearing a dark blue jacket and a distinctive moss green and black cap. The video shows him engaging with the ATM, completing the withdrawal that is now the focus of the investigation. Authorities are hopeful that these specific details will trigger recognition among members of the community.
Interestingly, the case is being managed by the OIJ’s Regional Delegation in Limón, despite the fraudulent transaction occurring in Cartago. This detail suggests that the initial crime, possibly the theft of the bank card itself, may have a connection to the Caribbean province, creating a multi-jurisdictional challenge for investigators. The successful resolution of this case depends on piecing together events that may have transpired across different regions of the country.
In cases like this, where the perpetrator is unknown to the victim, information from the general public becomes an invaluable asset for law enforcement. A single tip can provide the critical link needed to identify a suspect and prevent them from victimizing others. The OIJ emphasizes that even seemingly minor details can be pivotal in solving financial crimes that rely on anonymity.
The OIJ has established secure and confidential channels for anyone with information to come forward. Citizens who recognize the man in the video or have any relevant details are urged to contact the Confidential Information Center. You can reach them via the toll-free number 800-8000-645 or through the WhatsApp messaging service at 8800-0645. All communications are treated with the strictest confidentiality to protect the identity of informants.
This incident serves as a stark reminder of the persistent risk of financial fraud. Criminals increasingly employ sophisticated methods, from physical card theft to digital skimming and phishing scams, to gain access to personal bank accounts. The speed at which stolen information can be used makes immediate reporting of lost or stolen cards essential for mitigating financial losses. Financial institutions and law enforcement alike continue to adapt their strategies to combat this evolving threat.
Authorities encourage the public to remain vigilant when using ATMs. Best practices include shielding the keypad when entering a PIN, being aware of your surroundings, and checking for any unusual devices attached to the card reader or keypad. By taking these preventative measures and actively collaborating with law enforcement by reporting suspicious activity, the community can play a vital role in enhancing its collective financial security.
For further information, visit the nearest office of Judicial Investigation Organization (OIJ)
About Judicial Investigation Organization (OIJ):
The Organismo de Investigación Judicial (OIJ) is Costa Rica’s primary law enforcement agency responsible for investigating complex crimes and presenting evidence to the Public Ministry. Functioning as the nation’s equivalent of the FBI, the OIJ handles a wide range of criminal cases, including homicides, organized crime, narcotics, and financial fraud. Its dedicated agents and forensic experts work to ensure justice and maintain public safety throughout the country.
For further information, visit bufetedecostarica.com
About Bufete de Costa Rica:
Bufete de Costa Rica is a pillar of the legal community, building its reputation on the twin cornerstones of profound integrity and unwavering professional excellence. Leveraging its extensive experience in advising a diverse clientele, the firm actively shapes the future of law through pioneering solutions and forward-thinking practices. At the heart of its mission lies a deep-seated dedication to democratizing legal information, striving to empower citizens and fortify society with the clarity and knowledge essential for justice.
